Digital Wallets & Payment Apps
P2P transfers, QR payments, bill pay, and card management with sub-second transaction processing. PCI DSS scope is minimized by design to cut your audit cost and risk.
Industry Solutions
Fintech Software Development
Bank-grade payment, lending, and wealth platforms built to PCI DSS and SOC 2 standards — with 99.99% uptime in production.
In fintech, a single security lapse or hour of downtime destroys years of trust. Devlex Infotech engineers payment apps, neobanking platforms, and lending systems with security architecture reviewed at every sprint — encryption, fraud controls, and regulatory reporting are core design inputs, not afterthoughts.
Our team has shipped 10+ fintech products since 2020 for banks, NBFCs, and payment startups, maintaining 99.99% uptime across production systems. We build to PCI DSS, PSD2, and ISO 27001, and we have passed client-commissioned penetration tests on every release we have ever shipped.
8+Fintech Products Shipped
5+Banking & Payment Clients
99.99%Platform Uptime
What We Build
Fintech Software Solution We Deliver
Neobanking Platforms
Full digital banking stacks with KYC onboarding, account management, and card issuing via BaaS providers. Launch a branded bank experience in months, not years.
Lending & Loan Origination
Digital loan journeys from application to disbursal with credit bureau integration and automated underwriting rules. Clients cut loan approval times from days to under 30 minutes.
Wealth & Investment Apps
Trading, robo-advisory, and portfolio tracking apps with real-time market data feeds and goal-based planning. Built for the regulatory reporting your license demands.
Insurtech Solutions
Policy management, instant quote engines, and AI-assisted claims processing for insurers and brokers. Straight-through processing reduces claim settlement time by up to 60%.
Fraud Detection & Risk Engines
ML-based transaction scoring, velocity checks, and device fingerprinting that flag fraud in real time. Tunable rules keep false positives low so good customers are never blocked.
Key Features
Features That Set Your Platform Apart
- Instant P2P Transfers
- KYC & AML Onboarding
- Card Issuing & Management
- Real-time Fraud Alerts
- Recurring Payments & Mandates
- Multi-currency Accounts
- Credit Scoring Dashboards
- Biometric Authentication
- Transaction Analytics
- Regulatory Reporting
Compliance First
Built To Meet Industry Standards
PCI DSSPSD2SOC 2ISO 27001GDPRKYC/AML
Who We Serve
Built For Every Player In The Ecosystem
From early-stage startups to established enterprises, we tailor solutions to your scale.
- Banks & credit unions
- NBFCs & digital lenders
- Payment service providers
- Wealthtech startups
- Insurance companies
- Remittance companies
- Crypto & blockchain ventures
- Accounting & tax platforms
Technologies
Stack We Rely On
Modern, battle-tested technologies chosen for reliability and scale.
- Node.js
- Java (Spring Boot)
- React
- Kotlin
- Swift
- PostgreSQL
- Kafka
- AWS
Success Story
PaySwift — Building the Everyday Wallet for Southeast Asia's Mobile-first Millions
A venture-backed fintech operating in Indonesia, the Philippines, and Vietnam set out to bring fast, low-fee digital payments to a largely underbanked population. They needed a wal…
1.8M+Active Wallet Users in Year One
99.98%Transaction Success Rate
57%Drop in Fraud Losses
0Years of Experience
0Projects Delivered
0Global Clients
0In-house Experts
0Countries Served
0Client Retention
“Devlex built an AI-powered quoting engine that cut our sales team's turnaround from two days to twenty minutes. They handled the LLM integration, the guardrails, and the training — and it actually works in production, not just in demos.”
“Our e-commerce replatform to a headless architecture was delivered GDPR-ready and PCI DSS compliant on the first audit pass. Page load times dropped 60% and conversion rose 18% in the first quarter after launch.”
“Devlex migrated our entire fintech backend to AWS with zero downtime over a single weekend. Infrastructure costs came down 35% and their DevOps team now runs our 24/7 monitoring under a clean SLA.”
FAQ
Fintech Software Solution — FAQs
Everything you need to know before starting your project. Still have questions? Talk to our team.
A wallet or payments MVP typically runs $40,000-$80,000; a neobanking or lending platform with KYC, compliance, and admin tooling ranges $80,000-$180,000. Security and compliance work is itemized in the quote, never bolted on later.
A compliant MVP usually takes 4-6 months including security audits and sandbox-to-production payment gateway migration. We sequence regulatory dependencies early so licensing never blocks your launch date.
We tokenize card data through certified processors so sensitive data never touches your servers, encrypt everything at rest and in transit, and run static analysis plus third-party penetration tests before release. SOC 2-aligned processes govern our entire delivery pipeline.
Yes — we have integrated Stripe, Plaid, Razorpay, Wise, Visa and Mastercard APIs, plus core banking systems and credit bureaus like Experian and CIBIL. Open banking (PSD2) integrations are a core competency.
We offer 24/7 monitoring with SLA-backed response times of 30 minutes for critical incidents, plus quarterly security reviews. Our production fintech systems have maintained 99.99% uptime over the past three years.
Ship a Fintech Product Regulators and Users Both Trust
Book a free architecture and compliance consultation with our fintech leads — NDA signed before the first call.